Latest read
· 8 min read
Wave is no longer free: the best alternatives in 2026
Wave moved core invoicing behind a $19/month plan. Here are the best free and low-cost Wave alternatives in 2026 — and how to choose one.
Read the articleThe PayNugget blog
Getting paid, without the drama
Plain-spoken guides on invoicing, ACH payments, and getting paid as a small business — plus honest takes on the tools you might be leaving behind.
The archive
More from the desk
Honest, practical reads on invoicing and getting paid — newest first.
· 7 min read
Editor's pickACH vs credit card fees: how much you're overpaying
Card processing costs ~2.9% while ACH bank payments are often a few dollars flat. See the real numbers and how much you overpay to get paid.
Read article· 9 min read
How to invoice as a freelancer and get paid on time
A practical guide to invoicing as a freelancer: what to include, how to set terms, and the habits that get you paid on time, every time.
Read article· 8 min read
How to get clients to pay faster: 9 tactics that work
Late invoices kill cash flow. Here are nine proven, professional tactics to get clients to pay faster — from terms to payment methods to reminders.
Read article· 7 min read
What to include on an invoice: free checklist + template
A complete invoice checklist: every field a professional invoice needs to get paid fast, plus a simple template you can copy and reuse.
Read article· 7 min read
Recurring invoices: automate billing for your business
Recurring invoices put repeat billing on autopilot. Learn when to use them, how to set them up, and how automated billing improves cash flow.
Read article
We'd rather you understood the fee math than just trusted us on it — so we write it all down, plainly.
Keep exploring
Put the guides into practice
The features, comparisons, and use-case pages behind everything we write about.
Online invoicing
Send a complete, professional invoice in minutes.
ACH bank payments
Get paid by bank transfer and skip ~2.9% card fees.
PayNugget vs Wave
Why people leave Wave's $19/month plan.
Invoicing for freelancers
How the pieces fit a solo workflow.
Start invoicing free today
No subscription, low-cost ACH, and you keep your data.
Start freeTakes about 2 minutes.