For photographers
Invoicing and deposits for photographers
Lock in bookings with a deposit, send the balance after the shoot, and let couples and clients pay by bank transfer instead of costing you a card fee on a wedding-sized invoice. No subscription on your gear budget.
$0/month · low-cost ACH · you own your data
Invoice #1042
$1,000
- Paid by
- Bank transfer (ACH)
- Processing fee
- $4
- You keep
- $996
The best invoicing software for photographers is one that keeps your overhead low and gets you paid quickly: PayNugget has a $0/month subscription, low-cost ACH bank payments (cards too), and one-click data export, so you pay only when photographers actually get paid.
The problem
Where billing gets painful for photographers
You didn't start working for yourself to spend evenings chasing payments and feeding a subscription. Here's what trips up most photographers — and how PayNugget quietly takes each one off your plate.
A 2.9% card fee on a $4,000 wedding package is over $100 lost.
Offer ACH bank payments on big packages so the fee stays flat and low — keep more of every wedding, brand shoot, or event booking.
You need a deposit to hold the date, then the balance later.
Send a deposit invoice to secure the booking and a separate balance invoice after delivery, each with clear paid status.
Clients want to see a quote for a package before they book.
Send a professional estimate for the package, get it approved, and convert it into the deposit invoice in one click.
Your client list is your business — you can't risk losing it.
Export every contact and invoice with one click. Your bookings history is always yours to keep.
How PayNugget helps
Built for the way photographers get paid
Deposit + balance billing
Secure the date with a deposit invoice, then bill the remainder after the shoot.
ACH on big packages
Wedding and event invoices are large — bank transfer keeps the fee flat instead of percentage-based.
Package estimates
Quote a package, get approval, and turn it into an invoice without re-typing line items.
$0 subscription
No monthly fee between busy seasons — pay only when a client pays.
The fee math
Keep more of every invoice you send to photographers
On a $1,000 invoice an ACH bank transfer costs about $4 — the same invoice on a card runs roughly $29, every time. Lead with bank payments and the math changes.
Fees on a $1,000 invoice
Lead with bank payments and keep more of every invoice.
~25× cheaper!- Monthly subscription
- $0
- ACH fee on a $1,000 invoice
- ~$4
- Export your data anytime
- 1-click
- Human support
- Real
Relevant features
The features that matter most
Photographers: frequently asked questions
- Can I take a booking deposit?
- Yes. Send a deposit invoice to hold the date and a separate balance invoice after the shoot, each tracked with its own paid/unpaid status.
- What does ACH save on a wedding package?
- ACH bank payments cost a flat, low fee rather than a percentage of the total, so on a four-figure package you keep significantly more than a card fee would leave you.
- Can I send a package quote first?
- Yes. Send an estimate for the package, get client approval, and convert it into the deposit invoice in one click.
- Is there a monthly fee?
- No. PayNugget is free to use with no subscription. You pay only a small processing fee when a client pays an invoice.
Keep exploring
Where to go next
More ways photographers get the most out of PayNugget.
Start invoicing free as a photographer
No subscription, low-cost ACH, and you keep your data.