For creative agencies
Invoicing for creative agencies and studios
Send branded invoices for deposits, milestones, and final delivery — and collect five-figure project fees by bank transfer instead of bleeding margin to card processors. No subscription to run your studio.
$0/month · low-cost ACH · you own your data
Invoice #1042
$1,000
- Paid by
- Bank transfer (ACH)
- Processing fee
- $4
- You keep
- $996
The best invoicing software for creative agencies is one that keeps your overhead low and gets you paid quickly: PayNugget has a $0/month subscription, low-cost ACH bank payments (cards too), and one-click data export, so you pay only when creative agencies actually get paid.
The problem
Where billing gets painful for creative agencies
You didn't start working for yourself to spend evenings chasing payments and feeding a subscription. Here's what trips up most creative agencies — and how PayNugget quietly takes each one off your plate.
A 2.9% card fee on a $12,000 project is $348 straight out of margin.
Steer clients to ACH bank payments so the fee on a large project invoice stays flat and low instead of scaling with the project size.
Projects bill in stages — deposit, milestones, then final.
Send a clean invoice at each phase and track which are paid, so a multi-stage project never leaves you chasing a forgotten milestone.
Clients want a proposal with pricing before they commit.
Send a professional estimate for sign-off and convert it into the first invoice in one click once the project is greenlit.
If you ever switch tools, you don't want to lose your client history.
Your contacts and invoices export with one click. No vendor lock-in on the records that run your business.
How PayNugget helps
Built for the way creative agencies get paid
Big-invoice ACH savings
Collect large project fees by bank transfer and keep a percentage point off every dollar.
Milestone billing
Invoice deposits and stages separately, with clear paid/unpaid status on each.
Estimates to invoices
Turn an approved proposal into an invoice instantly — no double entry.
No monthly software bill
$0 subscription keeps studio overhead lean between project wins.
The fee math
Keep more of every invoice you send to creative agencies
On a $1,000 invoice an ACH bank transfer costs about $4 — the same invoice on a card runs roughly $29, every time. Lead with bank payments and the math changes.
Fees on a $1,000 invoice
Lead with bank payments and keep more of every invoice.
~25× cheaper!- Monthly subscription
- $0
- ACH fee on a $1,000 invoice
- ~$4
- Export your data anytime
- 1-click
- Human support
- Real
Relevant features
The features that matter most
Creative agencies: frequently asked questions
- Can I bill a project in deposits and milestones?
- Yes. Send a separate invoice for the deposit and each milestone, and track which stages are paid so nothing slips through on a long engagement.
- How much can ACH save on large project invoices?
- ACH bank payments are a flat, low cost rather than a percentage. On a five-figure project invoice that can mean saving hundreds of dollars versus a card fee.
- Can I send a proposal with pricing first?
- Yes. Send a branded estimate for client approval, then convert it into an invoice with one click when the project starts.
- Is our client data locked in?
- No. You can export your full contact and invoice history at any time, so your studio's records always belong to you.
Keep exploring
Where to go next
More ways creative agencies get the most out of PayNugget.
Start invoicing free as a creative agencie
No subscription, low-cost ACH, and you keep your data.