Online invoicing

Professional invoices, sent in minutes — free

Create branded invoices, send them with a built-in 'Pay now' link, and watch them get paid. No monthly subscription, no per-invoice charges — just a fast, honest way to bill your clients.

$0 subscription · unlimited invoices · get paid online

paid in 2 clicks

Invoice #1042

$1,000

Paid
Paid by
Bank transfer (ACH)
Processing fee
$9
You keep
$991

PayNugget online invoicing lets you create, send, and track branded invoices in minutes for $0 a month. Each invoice carries a secure ‘Pay now’ link, so clients pay by low-cost ACH bank transfer or card and the invoice is marked paid automatically — you only pay a small per-transaction fee when you actually get paid.

The numbers

Bill clients without paying to bill clients

Invoicing should be simple. PayNugget gives you the essentials without the upsells, hidden fees, or surprise paywalls.

Monthly subscription
$0
Invoices & clients
Unlimited
ACH fee on a $1,000 invoice
$9
Data export, no lock-in
1-click

Look professional

Invoices that build trust — and get paid faster

A clean, branded invoice tells your client you take your business seriously. PayNugget applies your logo, colors, and payment terms to every document so you look established from day one — whether you're a solo freelancer or a growing team.

Because clients can pay online in two clicks, you spend less time chasing checks and more time doing the work. A clear invoice with a built-in pay link is the single biggest lever for getting paid on time.

your logo, your colors

Invoice #1042

$1,000

Paid
Paid by
Bank transfer (ACH)
Processing fee
$9
You keep
$991

How it works

From blank page to paid in four steps

No accounting degree required. Most people send their first invoice within five minutes of signing up.

  1. Add your business details

    Enter your business name, logo, and brand color once. PayNugget reuses them on every invoice automatically.

    1
  2. Build the invoice

    Add line items, quantities, rates, and tax. Save clients and products so the next invoice is even faster.

    2
  3. Share a pay link

    Share a secure 'Pay now' link to the invoice that your client can open in any browser — no email provider to set up.

    3
  4. Get paid & tracked

    Clients pay by bank transfer or card. The invoice is marked paid automatically; payouts to your bank are rolling out (test-mode).

    4

Why PayNugget

Everything you need to bill clients and get paid

The essentials, without the upsells — each one a wide row you can scroll like a magazine spread.

Branded invoices

Add your logo and brand color once. Every invoice and payment page looks polished and consistent, so you look established from the first send.

Pay-by-bank built in

Each invoice carries a 'Pay now' link for low-cost ACH bank transfers — the cheapest way to get paid online, with card available as a one-tap backup.

How ACH saves you money

Recurring & retainers

Bill the same client every month automatically with recurring invoices — set it once and forget it, with low-cost ACH on every cycle.

Set up recurring billing

You own your data

Export every invoice, client, and payment to a standard file whenever you want. No lock-in, ever — and core invoicing never hides behind a sudden paywall.

About data ownership
A professional invoice with a one-click pay link is the single biggest thing you can do to get paid on time.
The PayNugget promise

What you get, free

  • Your logo on every invoice

  • Itemized lines, rates & tax

  • Saved clients & catalog items

  • Print or save as PDF from your browser

  • Duplicate an invoice in a click

  • Auto-flips to overdue past due date

  • Send from your phone

  • $0 subscription, always

Online invoicing: frequently asked questions

Is PayNugget invoicing really free?
Yes. Creating, sending, and tracking unlimited invoices costs $0 per month — there is no subscription to invoice and get paid. You only pay a small per-transaction fee when a client actually pays you online, and bank (ACH) payments are far cheaper than cards. An optional Pro plan for power features ($12/month) is coming soon, but the core invoicing workflow is always free.
Can I add my own logo and brand colors to invoices?
Yes. Upload your logo, set your brand color, and PayNugget applies them to every invoice and the online payment page your client sees. Your business name, address, and payment terms carry over automatically so each invoice looks consistent and professional.
How do clients pay an invoice I send?
Every invoice includes a secure 'Pay now' link. Clients open it in any browser — no account or login required — and pay by bank transfer (ACH) or card. The invoice is marked paid automatically. Payouts to your connected bank account are rolling out (currently test-mode).
Does PayNugget track unpaid invoices?
Yes. The invoice list clearly flags what is due, overdue, and paid, and invoices flip to overdue automatically once they pass their due date, so nothing slips through the cracks. Reports show your accounts-receivable aging at a glance. Automated email reminders are on our roadmap.
Can I send invoices from my phone?
PayNugget runs in any modern browser, including on your phone, so you can create and send an invoice from a job site or a coffee shop. There is nothing to install.
Do I own my invoice data?
Always. Export your invoices, clients, and payment history to a standard file any time with one click. There is no lock-in — if you ever leave, you take a complete copy of your data with you.

Send your first invoice free

No subscription, no per-invoice fees, no lock-in. Create a branded invoice and get paid in minutes.

Start freeCompare to WaveTakes about 2 minutes.