Recurring invoices
Automate retainers and subscriptions
Set a billing schedule once and PayNugget generates each invoice on time, every cycle — with a built-in pay link to share. Lead with low-cost ACH and keep your recurring fees tiny.
Set it once · weekly to yearly · pause or edit anytime
Monthly retainer
A recurring invoice is generated automatically on a schedule you set — weekly, monthly, quarterly, or yearly — so you never recreate the same bill by hand. It’s built for retainers, memberships, and subscriptions: set the client, line items, and frequency once, share the pay link each cycle, and PayNugget leads with low-cost ACH to keep your repeating fees tiny.
The numbers
Set it once, then let the fees stay small
If you bill the same client on a regular cadence, manual invoicing is wasted effort — and a risk to your cash flow when you forget.
- Generated on schedule
- Auto
- Monthly subscription
- $0
- Saved per $1k retainer via ACH
- ~$244/yr
- Pause, edit, or cancel
- Anytime
Why automate
Why automate the invoice you send every month?
Repeating billing should repeat itself. Three reasons to set it once and walk away.
Set it and forget it
Define the client, line items, and frequency once. PayNugget generates each invoice automatically so billing never slips — nothing to recreate, nothing to remember.
Cheap on every cycle
Lead with ACH so each recurring payment costs $9, not $29.30 by card — the savings compound month after month, across every retainer client.
See the ACH mathPredictable cash flow
Invoices are generated on the same day each cycle, so you share them like clockwork and get paid on a reliable rhythm you can plan around.
How it works
Recurring billing in three steps
Create a schedule
Pick the client, add the line items and amount, and choose how often it sends — weekly, monthly, quarterly, or yearly.
1PayNugget generates it
On each due date, an invoice is created automatically with a 'Pay now' link ready to share. Nothing to recreate, nothing to remember.
2Get paid every cycle
Share the pay link and clients pay by bank or card. Each invoice is tracked, marked paid, and rolled into your reports automatically.
3
Built for retainers
The fees that repeat should be the smallest
Recurring revenue is the best kind — until card fees quietly eat into it every single month. A 2.9% + 30¢ card fee on a $1,000 retainer is $29.30 each cycle, or about $352 a year. Paid by ACH, that same retainer costs $9 a cycle, or about $108 a year in fees.
Because PayNugget leads with low-cost ACH on every invoice — including recurring ones — you keep the savings on autopilot. Set the schedule, let it run, and watch the difference add up across all your retainer clients.
Yearly fees on a $1,000/mo retainer
Recurring billing fits these models
Monthly retainers
Agencies and consultants billing a fixed monthly fee for ongoing work.
Memberships
Coaches, gyms, and clubs collecting dues on a regular schedule.
Subscriptions
Productized services and SaaS-style offers with recurring billing.
Maintenance plans
Web developers and trades billing recurring upkeep or support.
Related features
Works with the rest of PayNugget
Related reading
Keep exploring
Recurring invoices: frequently asked questions
- What is a recurring invoice?
- A recurring invoice is one that's generated automatically on a schedule you set — weekly, monthly, quarterly, or yearly. It's ideal for retainers, memberships, and subscriptions where you bill the same client the same amount on a regular cadence, so you never have to recreate it manually.
- How do I set up recurring billing?
- Create a schedule with the client, the line items, and how often it should repeat. PayNugget generates each invoice on its due date with a built-in pay link, ready for you to share so the client can pay by bank (ACH) or card every cycle. You set it once and the invoices are created on their own.
- How do clients pay recurring invoices?
- Each generated recurring invoice comes with a secure 'Pay now' link you share, so clients pay in a couple of clicks every cycle. Because you can lead with low-cost ACH, recurring billing keeps your fees tiny compared with running every payment on a card.
- Can I pause, edit, or cancel a recurring schedule?
- Yes. You stay in control: pause a schedule when a client takes a break, update the amount or line items when scope changes, or cancel it entirely. Changes apply to future invoices, and past invoices stay on record.
- Why is ACH especially good for recurring billing?
- Recurring billing repeats — so fees repeat too. Paying $9 by ACH instead of $29.30 by card on a $1,000 monthly retainer saves about $244 a year on that one client. Across several retainers, leading with ACH on recurring invoices adds up fast.
- Is recurring invoicing free?
- Setting up and sending recurring invoices is part of PayNugget with a $0 subscription. You only pay the small per-transaction fee when a client pays. Recurring automation is one of the power features many businesses rely on without paying a monthly bill to use it.
Put your retainer billing on autopilot
Set a schedule once, get paid by low-cost ACH every cycle, and keep your fees small. Free to start.