Free tool · no signup
Free invoice generator
The PayNugget invoice generator is a free online tool that builds a professional invoice in your browser — add your business, your client, and line items, and it calculates the subtotal, tax, and total live. Nothing is saved or sent to a server, and no signup is needed to preview. When it's ready, create it in PayNugget to email it with a pay-now link and get paid by low-cost ACH or card.
Your Business LLC
123 Main St Austin, TX 78701
you@yourbusiness.com
Invoice
INV-0001
Bill to
Acme Client Co.
500 Market St San Francisco, CA 94105
ap@acmeclient.com
| Description | Qty | Rate | Amount |
|---|---|---|---|
| Website design — homepage | 1 | $1,200.00 | $1,200.00 |
| Consulting (hours) | 6 | $120.00 | $720.00 |
| Stock photography | 1 | $85.00 | $85.00 |
Thank you for your business! Payment due within 14 days.
Like this invoice? Send it for real — with a pay-now link.
Create this invoice in PayNugget and let your client pay by low-cost ACH or card.
Free to start · no subscription · you own your data
What it does
A real invoice, without the spreadsheet math
Live totals, a clean professional layout, and nothing stored anywhere. Then one click turns it into a paid invoice.
- To build and preview
- $0
- Subtotal, tax, and total
- Live
- Runs in your browser only
- Private
- To send it in PayNugget
- 1 click
How it works
From draft to paid in three steps
The generator gets your invoice looking right. PayNugget gets it paid.
Fill in the details
Add your business, your client, and line items. Totals and tax calculate automatically as you type.
11Review the live preview
See exactly how your invoice will look, with a clear total due, before you send anything.
22Create it in PayNugget
One click turns your draft into a real invoice with a pay-now link for low-cost ACH or card.
33
Why use an invoice generator
A professional invoice, without the spreadsheet math
A good invoice does three jobs: it looks professional, it states clearly what is owed, and it makes paying easy. A Word doc or spreadsheet can manage the first two — barely — but it can't calculate reliably, it can't track whether the client opened it, and it certainly can't collect payment.
This free generator handles the formatting and the math instantly. But the real speed-up comes when you send an invoice that a client can pay online in two clicks — a secure pay-now link with low-cost ACH bank payments as the default.
Need a starting point for your trade? Browse invoice templates by use case, or learn more about free invoicing software that stays free.
A spreadsheet can't get you paid. A pay-now link can.
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Invoice generator: frequently asked questions
How the tool works, what it saves, and how to get paid.
- Is this invoice generator really free?
- Yes. The generator runs entirely in your browser at no cost — there's no signup required to build an invoice and preview the totals. When you're ready to actually send it and get paid online, you can create a free PayNugget account.
- Does the invoice generator save my data?
- No. Everything you type stays in your browser only — nothing is sent to a server or stored in a database. That keeps the tool fast and private. To save, track, and send invoices, create them in PayNugget instead.
- What information do I need to make an invoice?
- You need your business name and contact details, the client's details, an invoice number, issue and due dates, and your line items (description, quantity, and rate). Optionally add a tax rate and notes or payment terms. The generator calculates subtotals, tax, and the total for you.
- Can I email the invoice and get paid from this tool?
- The generator builds a preview only. To email a professional invoice with a secure pay-now link — so clients can pay by low-cost ACH or card — create the invoice in PayNugget with one click. It's free to start with no subscription.
- How do I calculate the total on an invoice?
- Multiply each line item's quantity by its rate, add the line amounts together for the subtotal, then add any tax (subtotal × tax rate). The generator does all of this automatically as you type.
- Can I add tax to the invoice?
- Yes. Enter a tax rate as a percentage and the generator applies it to the subtotal and shows the tax amount and final total. Leave it at 0 if no tax applies.
Turn your draft into a paid invoice
Create the invoice in PayNugget and get paid by low-cost ACH or card — free to start, no subscription.